What does bankruptcy mean?
Bankruptcy is an insolvency process for those who are unable to pay off their debts. At the end of the bankruptcy process, which usually lasts one year, the remaining debt…
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5 red flags that indicate you’re a problem gambler and what to do about it
Are you worried that you or someone you love has a gambling problem? Perhaps a friend or family member has tried to convince you that you need to get your…
Read MoreWhat is the Consumer Credit Act?
The Consumer Credit Act (CCA) was put in place as a way of regulating how credit is sold and protecting consumers every time they choose to buy something using credit.…
Read MoreWhat Is A Credit Agreement?
At the start of any transaction involving credit, the lender should provide you with a credit agreement setting out the key terms which will apply to the provision of any…
Read MoreWhat Are Defaults?
The world of finance can sometimes be a confusing and complicated one. If you have a bank account, credit card or any other kind of financial product, you’re likely to…
Read MoreWhat Is A Credit Report?
Nearly every adult in the UK has a credit report. If you’ve ever opened a bank account or had a mobile phone contract, you’ll have one. But what exactly is…
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